You could lower
your monthly car payment
with auto refinancing.

Apply online today and receive a decision in minutes.

Check your rate

Currently available to Georgia, North Carolina and Ohio residents only.
More states are coming soon!

Flagship Direct process

About Flagship Auto Refi

We’re auto lending professionals and we’re passionate about providing better loans.
Our goal is to deliver smarter loans and customer-obsessed service. It’s lending on your terms.

How can refinancing my auto loan benefit me?

Refinancing may allow you to reduce your interest rate and/or lower your monthly payment. Refinancing may offer other benefits as well. You should always evaluate factors, such as interest rate, monthly payment, and total cost over the life of the loan, to determine if refinancing is right for you.

What happens to my current loan?

Flagship will work directly with your current lender to pay off your existing loan. Once your new loan is finalized, you will receive additional information about your new loan, such as how to set up recurring payments.

Will my vehicle qualify for refinancing?

Refinancing is available on vehicles 10 model years or newer with no more than 140,000 miles. Large/commercial trucks, commercial vans, motorcycles, ATV’s, and specific makes and models, such as certain luxury vehicles, are not eligible.

Will my auto insurance be affected by refinancing?

Refinancing will not impact your auto insurance premiums. You will be required to notify your insurance company that you have changed the lienholder (lender) on your vehicle.

If you received a prescreened offer, the following terms & conditions apply.

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Alabama, California (loans made or arranged pursuant to a California Finance Lenders Law License), Oregon, South Carolina- lender license; South Carolina – max rate certificate; South Carolina – consumer pamphlet; Vermont - lender license.

Flagship holds Michigan Regulatory Loan License #RL0020187, effective February 9, 2016. This license was issued by the Department of Insurance and Financial Services who can be contacted at an address of 530 W. Allegan Street, 7th Floor, Lansing, MI 48933 or via telephone at 517-284-8800.