California Privacy Notice

Flagship Credit Acceptance LLC (“Flagship”) is providing this California Privacy Notice pursuant to the California Consumer Privacy Act (CCPA). It applies to consumers who are California residents, as defined in 18 California Code of Regulation §17014.

California Privacy Policy. The purpose of this California Privacy Policy is to provide California consumers with a description of Flagship’s practices regarding the collection, use, disclosure, and sale of personal information and of the rights of California consumers regarding their personal information.

California consumers have the right to:

  • Request Flagship to disclose categories of personal information subject to the CCPA that it collects, the source of such information, the business use, and categories of third parties to whom Flagship may sell and disclose such information.
  • Request Flagship to disclose specific pieces of personal information subject to the CCPA that it collects, the source of such information, the business use, and categories of third parties to whom Flagship may sell and disclose such information.
  • Request businesses to delete personal information subject to the CCPA. Flagship, however, is not required to delete personal information, as permitted under the CCPA.
  • Opt-out of the sale of personal information subject to the CCPA. See the Notice of Right to Opt-Out of Sale of Personal Information section below for additional information.
  • Not be discriminated against for exercising any rights under the CCPA.

To request information regarding the categories of personal information collected or specific pieces of personal information collected, call Flagship toll free at 800-900-5150 or submit a request online at https://www.flagshipcredit.com/contact-us. To designate an authorized agent to make these requests on the consumer’s behalf, submit a copy of the California Secretary of State registration, authorizing the designated agent to act on the consumer’s behalf.

Listed below are the categories of personal information subject to the CCPA that Flagship has collected about California consumers in the preceding 12 months, and the third parties to which Flagship has disclosed such information in the preceding 12 months.

Categories of Personal Information
Subject to the CCPA		 Source Business Purpose Categories of Third Parties to Whom Flagship Has Disclosed
Personal identifying information of non-obligated consumers, such as name, address, and telephone numbers
  • Third party service providers; or
  • Consumer provided online or by phone
  • To locate a Flagship customer or collateral; or
  • To process a payment for a Flagship customer account
  • Investors
  • Third Party Debt Collectors
  • Payment Processors

Flagship does not sell to third parties any personal information subject to the CCPA, and it has not sold such information in the preceding 12 months. Additionally, Flagship does not sell personal information of minors under 16 years of age without affirmative authorization. For these reasons, Flagship does not provide a mechanism for California consumers to opt-out of the sale of their personal information.

Under the CCPA, Flagship is not required to delete the categories of personal information shown above. Thus, Flagship does not provide a mechanism for California consumers to request such information to be deleted from Flagship’s records or the records of third party service providers.

For questions or concerns regarding this California Privacy Policy or Flagship’s practices related to same, call Flagship toll free at (800) 900-5150 or submit a request online at https://www.flagshipcredit.com/contact-us.

This California Privacy Policy was last updated January 1, 2020.

Pre-Collection Notice. The purpose of this pre-collection notice is to inform California consumers, at or before the time Flagship collects personal information, of the categories of personal information to be collected from them and the purposes for which such categories of personal information will be used.

Categories of Information Business Purpose
Personal identifying information of non-obligated consumers, such as name, address, telephone numbers
  • To locate a Flagship customer or collateral; and
  • To process a payment for a Flagship customer’s account

Notice of Right to Opt-Out of Sale of Personal Information. The purpose of this notice of right to opt-out of sale of personal information is to inform California consumers of their right to direct Flagship to stop selling their personal information (“opt-out”). However, Flagship does not, and will not, sell any personal information subject to the CCPA, therefore, it does not provide a mechanism for California consumers to opt-out.

Notice of Financial Incentive. The purpose of this notice of financial incentive is to explain to California consumers each financial incentive Flagship may offer in exchange for the retention or sale of a California consumer’s personal information. Flagship does not offer financial incentives for this purpose.

If you received a prescreened offer, the following terms & conditions apply.

Privacy Notice | Security Policy | Terms of Use | Electronic Records and Signature Consent

Alabama, California (loans made or arranged pursuant to a California Finance Lenders Law License), Oregon, South Carolina- lender license; South Carolina – max rate certificate; South Carolina – consumer credit license; South Carolina – consumer pamphlet;Vermont - lender license.

Flagship holds Michigan Regulatory Loan License #RL0020187, effective February 9, 2016. This license was issued by the Department of Insurance and Financial Services who can be contacted at an address of 530 W. Allegan Street, 7th Floor, Lansing, MI 48933 or via telephone at 517-284-8800.

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