Terms and Conditions
THAT APPLY TO YOU
- You must be at least 18 years of age
- Provide valid driver’s license
- No more than one prior repossession. No repossession within the past 12 months
- No open or multiple bankruptcies
- Must provide current proof of income and/or residence if requested
- Employment and income must verify as stated
- Must not have opened a loan with Flagship Credit Acceptance within the past 90 days
- Must provide a physical street address
THAT APPLY TO YOUR NEW LOAN
- Minimum loan amount of $7,500
- Maximum loan amount of $45,000
- Loan amount may not exceed 160% of the vehicle’s wholesale value
- Payment may not exceed 18% of your gross monthly income
- Your total debt may not exceed 60% of your gross monthly income
- Negative equity may need to be paid for with an additional down payment
- May not be used to refinance an existing Flagship loan
THAT APPLY TO YOUR COLLATERAL
- Must provide valid proof of current auto insurance
- Vehicle may not have more than 140,000 miles
- Vehicle must be 2012 or newer model year
- Vehicle may not be used for commercial purpose
- Large/commercial trucks, commercial vans, specific makes and models, motorcycles, or ATV’s do not qualify
GENERAL CONDITIONS
- This offer is nontransferable
- Additional terms and conditions may apply, including state and federal legal restrictions
- You must continue to meet creditworthiness criteria used to prequalify you for this offer
- Must reply to this offer for prequalified offer terms to apply
- Must provide any additional information as requested by the offer expiration date