Terms and Conditions

THAT APPLY TO YOU

  • You must be at least 18 years of age
  • Provide valid driver’s license
  • No more than one prior repossession. No repossession within the past 12 months
  • No open or multiple bankruptcies
  • Must provide current proof of income and/or residence if requested
  • Employment and income must verify as stated
  • Must not have opened a loan with Flagship Credit Acceptance within the past 90 days
  • Must provide a physical street address

THAT APPLY TO YOUR NEW LOAN

  • Minimum loan amount of $7,500
  • Maximum loan amount of $45,000
  • Loan amount may not exceed 160% of the vehicle’s wholesale value
  • Payment may not exceed 18% of your gross monthly income
  • Your total debt may not exceed 60% of your gross monthly income
  • Negative equity may need to be paid for with an additional down payment
  • May not be used to refinance an existing Flagship loan

THAT APPLY TO YOUR COLLATERAL

  • Must provide valid proof of current auto insurance
  • Vehicle may not have more than 140,000 miles
  • Vehicle must be 2012 or newer model year
  • Vehicle may not be used for commercial purpose
  • Large/commercial trucks, commercial vans, specific makes and models, motorcycles, or ATV’s do not qualify

GENERAL CONDITIONS

  • This offer is nontransferable
  • Additional terms and conditions may apply, including state and federal legal restrictions
  • You must continue to meet creditworthiness criteria used to prequalify you for this offer
  • Must reply to this offer for prequalified offer terms to apply
  • Must provide any additional information as requested by the offer expiration date